Before you add staff — a cash affordability check
Hire decisions need a forward cash view, not just this month's profit and an available line of credit.
Adding staff is a stability decision. Wages, super, leave accrual, and often equipment or training costs arrive before new revenue fully covers them. A profitable month does not automatically mean hire is affordable in week six.
Model the lag
For the role you plan, estimate:
- Full wage and on-cost from week one
- Expected revenue uplift with realistic start delay (training, sales cycle)
- Any one-off costs — tools, vehicle, uniform, recruitment
Plot thirteen weeks minimum. Many trade and service businesses see a six-to-ten week lag before a new crew member contributes net positive cash.
Stress the map
Run the same map with revenue ten percent below plan. If the hire still works, proceed with confidence. If only the optimistic case works, stage the hire or defer capital spend tied to it.
Independent view
Accountants validate tax and compliance; we focus on timing and obligation collision. A scoping call can confirm whether planning or a shorter working capital review fits.
Contact the office with your hire timeline and team size.